Stablecoins facilitate real estate transactions worth between $500,000 and $2.5 million in UK, France and Malta: report

Stablecoins have facilitated real estate transactions worth between $500,000 and $2.5 million in the United Kingdom, France and Malta over the past year, as wealthy cryptocurrency holders increasingly turn to digital assets to purchase real estate.

According to recent reports from Coindesk, Lithuanian-licensed cryptocurrency payment app Brighty has brokered more than 100 such transactions, allowing wealthy customers to bypass traditional banking channels in favor of faster, smoother transactions.

This trend indicates growing confidence in cryptocurrencies as a legitimate means of large-scale investments, especially as traditional banks remain reluctant to process such transactions.

Brighty serves between 100 and 150 affluent clients with an average monthly spend of $50,000, with residential property purchases representing the upper end of transaction volumes in European destinations including Cyprus and Andorra.

Euro stablecoins outperform USDC stablecoins in European transactions

Nikolai Denisenko, co-founder and CTO of Brighty, explained that cryptocurrency transactions offer significant advantages over traditional methods such as SWIFT, the global interbank payments network used by more than 11,000 banks.

Converting stablecoins like USDC to Euros eliminates the complexity and delays associated with traditional bank transfers, making the process more efficient for buyers and sellers.

This notable shift in stablecoin preferences has been seen among wealthy customers.

While Circle’s USDC previously dominated large transfers, buyers now prefer euro-pegged stablecoins to avoid transfer fees when purchasing European real estate.

Brighty observed an average increase in euro-backed transaction volumes from €15,785 in the third quarter to €59,894 in the fourth quarter as high net worth individuals executed large trades in Circle’s EURC currency rather than USDC.

The preference for euro-denominated stablecoins stems from practical financial considerations.

“Recently, we started seeing our customers using EUR stablecoins when they previously used USDC,” Denisenko said.

For what? Because if you deposit USDC and buy something in Europe, you will have to pay conversion fees. It is therefore more convenient to use the EURC currency because you avoid exchange fees.

Speaking about the future, Denisenko said Brighty is in talks with real estate agencies to introduce them to transparent and legally acquired cryptocurrency holdings as payment methods.

The real estate sector adopts cryptocurrencies despite the hesitations of the banking sector

Demand for cryptocurrency-backed real estate transactions has increased as traditional financial institutions continue to avoid such transactions, creating opportunities for niche platforms.

Denisenko said Brighty is now reaching out to real estate agencies to present transparent and legally acquired cryptocurrency holdings as payment methods.

And he says: “Our high-net-worth clients are simply looking to reduce their portfolio asset risk by putting some of their money into real estate.”

Besides Brighty, luxury real estate brokerage Christie’s International Real Estate launched a dedicated cryptocurrency division in July 2025 after completing several high-profile deals, including a $65 million Beverly Hills property purchased with Bitcoin.

CEO Aaron Kerman told the Times “Cryptocurrencies are here to stay” and that the department will facilitate transactions “without banks or fiat currencies”.

Meanwhile, outside of Europe, RAK Properties partnered with UAE fintech Hubpay last September to accept Bitcoin, Ethereum and Tether for property purchases, opening international markets to digital asset buyers.

Dubai’s government-backed real estate platform aims to tokenize properties worth $16 billion by 2033, representing around 7% of total expected transactions.

London’s luxury rental market has also embraced cryptocurrency payments, with Knightsbridge Prime Property completing a weekly rental transaction worth £45,000 using Bitcoin through cryptocurrency payments platform Bitcashier in March 2024.

San Francisco-based Opendoor Technologies also announced plans to accept bitcoin and cryptocurrencies for home purchases in October 2025, CEO Kaz Nejatian confirmed.

The company operates in 44 U.S. markets with a market capitalization of $6.22 billion and generated revenues of $1.57 billion in the second quarter of 2025. Besides real estate, private jet company FXAIR also began accepting cryptocurrencies after what its president described as “huge” demand from young Bitcoin entrepreneurs, once again demonstrating the luxury sector’s adoption of digital currencies.

Stablecoins facilitate real estate transactions worth between $500,000 and $2.5 million in the UK, France and Malta: report appeared first on Cryptonews Arabic.