Crypto.com, a leading digital asset exchange and trading platform, has introduced Crypto.com IRAs, its first retirement accounts that combine crypto and stock investments on a single platform.
Available to U.S. users, the offering supports traditional and Roth individual retirement accounts and provides access to more than 400 digital assets as well as more than 12,000 stocks and exchange-traded funds through the company’s mobile app.
“We give consumers the opportunity to build their future with the best crypto and stocks products and investment opportunities, all seamlessly in one place,” said Kris Marszalek, co-founder and managing director of the Singapore-based company.
Account holders can receive matching contributions of up to 5% on new deposits and up to 2% on funds transferred from existing retirement plans, with no cap on the transfer match. The company does not charge any fees to open, transfer assets or maintain an account.
The product also allows users to stake certain tokens into their retirement assets, with rewards paid directly into the tax-advantaged account.
The launch follows regulatory developments that have eased barriers to holding digital assets in retirement portfolios.
Last August, President Donald Trump issued an executive order directing federal agencies to expand access to alternative assets within 401(k) and other defined contribution retirement plans.
According to the order, regulatory overreach and litigation risk have limited Americans’ ability to benefit from private markets, real estate, digital assets, commodities, infrastructure, and certain income strategies.
