As discussions about cryptographic evolve from speculative trade to real world applications, a growing interest is emerging: can cryptocurrency, specifically Pi Coin, one day to help Americans buy homes? A recent detailed thread of @satosi_nakatomo explores the intersections between the Pi Network road map and the last FHFA directive, which suggests a route that could remodel how people think about daily mining of cryptographic and financial freedom.
Understand the FHFA Directive
In early 2025, the Federal Housing Finance Agency (FHFA) launched a directive that clarifies that Cryptocurrency assets can be considered in the mortgage subscriptionprovided that these assets are:
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Evidenced in a Centralized exchange regulated with headquarters in the USA..
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Stored in accordance with applicable laws and AML/KYC standards.
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Precious and adjusted for volatility under strict risk guidelines.
For cryptocurrency holders, this ad opened a door to use its digital assets to strengthen mortgage requests. However, he also made it clear that only cryptographic assets with verifiable regulated market structures would be eligible.
Currently, Pi Network Deputy main netnet It means that Pi coins are not negotiable in such regulated exchanges. Users extract PI through their mobile devices and participate in their growing ecosystem, but tokens do not openly circulate in the markets governed by the financial regulations of the United States.
Why an open main network is a non -negotiable step
As @satosi_nakatomo pointed out, The possibility of using Pi for housing ownership depends on the Pi network that launches its official netnet Open Open. Without this, PI is still an isolated economy, regardless of how vibrant can be its internal barter and community initiatives.
A main open open would allow:
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Pi Coin to look for lists on regulated exchanges from USA.
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Discovery of transparent prices through market trade.
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The potential to establish PI as a class of assets recognized by traditional financial institutions.
This is where he The next speculation of the Pi2day event becomes critical. If the Core de Pi team announces the transition to a main open netnet, it would mark the first significant milestone to make PI eligible within the framework of consideration of the FHFA mortgage.
The volatility challenge
Even if Pi Coin can be negotiated in a regulated exchange, Volatility will be a key concern. The FHFA explicitly establishes that assets must be adjusted for market fluctuations to guarantee sound subscription. Unlike the stables established such as USDC or USDT, PI currently does not have price stability mechanisms. Its future assessment will depend on organic market forces unless it is associated with a Stablecoin framework after Pain-Corre enter.
All this discussion about PI, the FHFA directive and those “White House” contacts are fascinating, but we break down the Royal Camino so that PI potentially allows housing ownership in the United States.
The FHFA directive is clear: cryptography as an active for mortgages is on the table, but only … pic.twitter.com/ynljm5doln
– Satoshi Nakatomo (@satosi_nakatomo) June 27, 2025
Recent rumors surrounding the “Trump family support” for a USD1 plug are politically accused and remain not verified. However, if Pi Core Team pursues a compatible Stablecoin integration after the launch of Open Mainnet, it could add weight to the PI case as an asset eligible by mortgages.
The regulatory path ahead
Regulatory compliance will be a rigorous process:
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PI Network must establish strong compliance with AML and KYC for their wallet infrastructure.
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The exchanges listed pi in the US will require the registration of Finn and the State licenses per state.
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The Pi ecosystem must maintain transparent reports for liquidity volumes and transactions.
These steps are not optional. For Pi to move from a community mining experiment to a financial tool that helps buy a house, he must demonstrate his worth within the frames that operates traditional finances.
The broadest paper of PI and web3 in housing property
The potential for cryptography to transform the real estate market is significant:
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Cryptographic assets can serve as an additional guarantee, improving mortgage approvals for borrowers with non -traditional income flows.
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Blockchain technology can optimize property transactions, reducing friction and cost in titles transfers and guarantee deposit processes.
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Decentralized identity solutions could simplify KYC processes, improving security while protecting privacy.
Pi Network, with his First mobile approach and base mining communityIt is in a unique position to demonstrate web3 capabilities in real world scenarios. However, only after testing its economic maturity and regulatory compliance, PI will be able to unlock these cases of use at scale.
GCV and microeconomics angle
Recent discussions about GCV transactions (global consensus value) In Pi Network, backed by audit reports in the chain, it shows that PI is building real -world microeconomies, with users from multiple countries that exchange goods and services using Pi coins. This demonstrates the commitment of the community to use PI as a unit of value instead of mere speculation.
However, for the FHFA, these internal transactions, although important, do not replace the need to Regulated exchange lists and verifiable prices of the USD market.
Challenges and opportunities
Challenges:
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Regulatory uncertainty during and after the main net open.
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Establish liquidity without high volatility.
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Guarantee scalable compliance in global users.
Opportunities:
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Associate with Stablecoin Frameworks for pricing stability.
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Taking advantage of the Pi users base to build liquidity accumulations quickly.
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Position Pi as a “web3 utility token” with real -world value proposals beyond speculation.
What would mean for the pioneers?
If Pi becomes eligible for mortgage subscription:
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Long -term miners could convert their holdings into housing property contributions.
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Users could take advantage of PI as collateral or partial payment in property transactions.
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Pi’s dominant adoption could accelerate as a result of tangible utility that improves life.
He would mark a paradigm shift, turning the narrative of “mining on his phone for a future” a “mining on his phone to own his future home.”
Final thoughts
The transition from Network to a Netnet Open is not just a milestone of the community; It is a potential entrance to a broader financial integration. The recent FHFA directive indicates that the United States real estate market is preparing to accommodate cryptographic assets under regulated conditions. The alignment of Pi with these conditions, however, will require strategic execution, regulatory navigation and maturity of the market.
As highlighted @satosi_nakatomo, while speculation around Pi2day’s ads combines emotion, practical steps after the main integration will define whether PI can become genuinely part of the American dream.
Until then, the pioneers continue to undermine, defending and building, with the hope that the future of cryptography is not only about digital assets, but of real homes, real families and real financial freedom.
Writer
@Ellena
Ellena is an experienced cryptographic writer who loves to explore the intersection of blockchain technology and financial markets. She regularly provides information about the latest trends and innovations in the currency space.
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